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Compare the best car loans from 15+Kiwi lenders in minutes
With 15+ lenders on our panel, we're confident we can secure your lowest monthly repayment. So confident, that if you do you find a better rate, we'll give you a $300 voucher, obligation free. That's our Best Rate Promise™ T&C's apply.
The Driva Advantage
How it works
Tell us your finance needs
View your best match
Get approved
$700 million+
900,000+ people
Driva's official Best Rate Promise
See why over 1,000,000 people worldwide trust Driva
Ready to get a quote?
How do I apply for a loan with Driva?
You can apply for a loan through Driva in just minutes. First start a free quote and get your personalised rates from multiple lenders without any impact on your credit score. Once you've chosen your favourite lender we'll just need a few extra documents and you can complete a loan application (all completely online!). Once approved, the funds can be in your bank account on the same day.
How much can I borrow?
Each lender has their own minimum and maximum loan amounts which usually range between $2,000 to $1,000,000. Factors that determine how much you can borrow include your income, credit score, living situation and more.
Does my credit score impact my rates?
When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.
Your credit score isn’t always the most important factor though. Some lenders will pay more attention to personal details like your income and living situation or the loan amount you’re looking for. Driva works with more than 10 lenders to ensure that you have the best chance of finding a finance option that works for you.
What is Driva?
Driva’s mission is to help you navigate existing lenders in the market and obtain finance for new or used vehicles.
There’s already so many finance lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path.
We take the hard work out of the online application process from start to finish providing a seamless and hassle free experience. We're 100% transparent, so there are no hidden surprises and provide you with personalised rates based on your profile. This means no last minute rate changes just before you sign the contract, so you can get the best deal possible for your dream car.
Which lenders do you work with?
We work with over 10 different lenders to give you confidence that the finance options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.
Not all car loan lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.
